NYC general liability insurance

General liability is the backbone of any New York City business policy. It covers third-party bodily injury and property damage — the slip-and-fall in your shop, the wall you scuffed at a client's office, the customer who tripped over your sign. In a city this litigious, $1M / $2M limits are table stakes and many landlords, building managers, and GCs now require $2M per occurrence.

Premiums in NYC depend on your trade, revenue, location, and claims history. A boutique retailer in SoHo prices very differently from a roofing contractor in Queens. Working with an independent broker means we shop your risk across surplus lines and admitted carriers instead of taking one company's price.

Asured connects you with one licensed NY broker who handles the quote, the certificates of insurance, the additional-insured endorsements, and the renewals — start to finish.